Bruce B. Cahan's blog

When Mobile Telecommunications Routes Become Banks

Lately, I have been puzzled by the proliferation of bank-mobile operator partnerships in the developed and emerging countries.  The mobile carriers provide the remittance or payments instructions, and the banks move the money, conduct the foreign exchange (e.g., into/out of U.S. Dollars) and deliver the cash or credit to the intended recipient.  

Are the banks really necessary in this money transfer process?  No, they are not, and have not been for years - try over a hundred years!

What should the U.S. learn from Egypt's use of the "Internet Kill Switch?"

The outbreak of civil unrest in Egypt this week has unfolded with rapid momentum. As in Tunisia, access to video, Twitter and other feeds at first appeared to help the Egyptian citizenry stand up for their democratic and human rights, including the right to be safe in their homes and businesses, and to come to consensus on being so.

The United States policy towards Egypt has valued its weight as ally in Middle East negotiations and stability.

State-Owned Banks as a Way to Rebuild the Housing and Real Estate Markets

The financial literacy of America has improved markedly, nearly to college level, as a result of the global recession that started in 2007. What about state-owned banks, is the time ripe to explore that part of economic history?

Americans, now economists, can fill a green chalkboard from left to right, with the familiar logic of our situation:

Transparency, Money and the 2008 Collapse of Credit & Stock Markets

Each day the stock markets trend lower, seeking floors, comfort. A sense of how bad it could get leads to further erosions of global equity values and banks unwilling to lend. Already Silicon Valley VC funds are sounding the alarm to portfolio companies: tighten up on spending, pare plans, boost revenue-production.

eBay's World of Good Platform Begins Harmonizing Ethical Product Ratings

Last week, eBay's social conscience companion, World of Good, announced an amazingly simple act of goodness: They would encourage products, producers and sellers to display in a coherent way the ethical dimensions of the marketplace.

Despite fits and starts, the metrics to connect "ethical" with "conscious" consumerism have begun to move forward as a distinct market place.

The Story of Stuff: The Power of Simple Web Graphics

The power of simple graphics on the Web is hard to beat.

Annie Leonard's The Story of Stuff lays out what's at stake for consumers if they choose wisely, poorly or let others choose for them.

Produced by Free Range Studios , the Story of Stuff is a genre of documentary expression for environmentalists and industrial scientists to mainstream their knowledge as digital content for mass adoption and conversations.

Reading IP Patents Like Tea Leaves

I've been reading through a study of Google's patents prepared by Stephen Arnold entitled Google Version 2.0: The Predator.

Mr. Arnold displays a forensic expert's scalpel in teasing out the possible market purposes and alignments amongst and across various Google patents, where they might lead and how Google may be positioning itself. I'm particularly intrigued by his thoughts on Google's ad, mobile and payment efforts.


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